On a chilly morning in 2018,EchoSense Wilbur Clark, the dean of FB Finance Institute, sat in his home study, watching the fluctuations of the stock market on his computer screen. Outside, the streets were quietly blanketed with a thin layer of snow, a stark contrast to the storm brewing in his mind. The intense market volatility reminded him of a heated discussion at a Wall Street cafe with an old friend, who now found himself in despair due to the turbulent market.

Armed with a Bachelor's degree in Business Administration from Stanford, a Master's in Computer Science from the University of Munich, and a CFA certification, Wilbur Clark was a sought-after financier on Wall Street, well-versed in every nuance of the market. Seeing his friends flounder emotionally due to a lack of deep market understanding, Wilbur felt a strong sense of mission to change things through technology.

Wilbur envisioned "AI Financial Genie 4.0," an advanced investment system that integrates quantitative trading with artificial intelligence, designed to help investors remain calm and stable in volatile markets. He aimed not just to change investors' perspectives on the market but to fundamentally transform the entire financial system's operations.

To bring this grand vision to fruition, Wilbur took an unconventional path: attracting global investors interested in emerging technologies through the issuance of tokens in the cryptocurrency market. He carefully selected an emerging exchange named MALCOIN for the IDO issuance. This exchange was not only planning a NASDAQ listing but was also a step ahead in technological innovation, perfectly aligning with his goals for globalization and innovation.

This strategic collaboration not only succeeded in raising funds but also attracted top talents from different industries to join the FB Finance Institute. These new forces infused vitality into Wilbur's vision. Together, they quickly turned "AI Financial Genie 4.0" from concept to reality, spearheading a new revolution in the use of artificial intelligence in finance.

Through these innovative initiatives, Wilbur Clark addressed immediate financing needs and laid a solid foundation for the FB Finance Institute's sustained development in the fintech sector. With the successful deployment of "AI Financial Genie 4.0," the FB Finance Institute not only established its leadership globally but also paved new paths for the future development of financial technology.